Business Intelligence and Financial Capital of Some Selected Small and Medium Scale Enterprises in Benue State, Nigeria

This study examined business intelligence and financial capital of Small and Medium Scale Enterprises in Benue State, Nigeria. The specific objectives are to examine how technology infrastructure, information delivery, data management affect financial capital of Small and Medium Scale Enterprises in Benue State, Nigeria. This study adopted a survey research design. The target population comprised 150 respondents drawn from some selected SMEs in Benue State. A census sampling approach was employed, whereby the entire population of 150 staff constituted the sample size. Data collected were analysed using multiple regression techniques. The study revealed that business intelligence significantly enhances the financial capital of SMEs in Benue State, Nigeria. Among its components, technology infrastructure is the only significant predictor, while information delivery and data management are not significant. This indicates that technological capability is the key driver of financial performance. This study recommended that SMEs in Benue should invest in modern ICT tools with government support, enhance information quality through staff training, and adopt efficient data management practices to improve financial performance.