A.O. Akinade1*, S.O. Olukumoro2, I.O Ogundele3, A.A Adeniran4 & S.A Aborisade5 DOI: 10.5281/zenodo.18627424 SSR Journal of Economics, Business and Management (SSRJEBM) Detecting irregularities in financial transactions has become easier with the development of machine learning (ML) tools. The usefulness of Read More …
Tag: Explainable AI
Explainable AI for Credit Scoring with SHAP-Calibrated Ensembles: A Multi-Market Evaluation on Public Lending Data
Abayomi Oluwaseun Japinye & Adesola Anthony Adedugbe DOI: 10.5281/zenodo.17155174 SSR Journal of Artificial Intelligence (SSRJAI) Rapid digitisation has reshaped consumer lending, with machine learning systems now central to underwriting decisions. This transition has improved prediction accuracy while creating concerns about Read More …
