A.O. Akinade; A.P. Oduroye; A.A. Eludire & Udemba C. A. DOI: 10.5281/zenodo.18587626 SSR Journal of Artificial Intelligence (SSRJAI) E-commerce platforms handle trillions of dollars in transactions every year, yet increasingly sophisticated fraud schemes exploit human behaviour patterns and technological vulnerabilities Read More …
Tag: SHAP
Explainable AI for Credit Scoring with SHAP-Calibrated Ensembles: A Multi-Market Evaluation on Public Lending Data
Abayomi Oluwaseun Japinye & Adesola Anthony Adedugbe DOI: 10.5281/zenodo.17155174 SSR Journal of Artificial Intelligence (SSRJAI) Rapid digitisation has reshaped consumer lending, with machine learning systems now central to underwriting decisions. This transition has improved prediction accuracy while creating concerns about Read More …
